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						<title>Kistler Tiffany Benefits RSS</title>
						<link>http://ktbenefits.com</link>
						<description>Carrier Updates</description>
						<language>en-US</language>
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							<title>Kistler Tiffany Benefits</title>
							<url>http://ktbenefits.com/images/Logo.gif</url>
							<link>http://ktbenefits.com</link>
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				<pubDate>2010-09-01 07:26:50 GMT</pubDate>
				<title>Join Horizon BCBSNJ in the fight against breast cancer.</title>
				<link> http://ktbenefits.com/Carrier_Update.php?item_id=725</link>
				<description><![CDATA[<div>
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<p><strong><span style="font-family: &quot;Arial&quot;,&quot;sans-serif&quot;; color: #0066cc;"><span style="font-size: small;">What do Facebook, the fight against breast cancer and Horizon BCBSNJ have in common?</span></span></strong><span style="font-family: &quot;Arial&quot;,&quot;sans-serif&quot;; font-size: 10pt;"><br /><br /><strong><span style="font-family: &quot;Arial&quot;,&quot;sans-serif&quot;;">The Horizon Blue Cross Blue Shield of New Jersey Facebook page! </span></strong></span></p>
<p><span style="color: #666666;"><span class="copy1"><span style="font-size: 9pt;"><span style="font-family: Arial;">We wanted you to know that Horizon BCBSNJ recently launched a </span><a href="http://horizon.cmail4.com/t/y/l/miuuyk/bdidhlthu/r" target="_blank"><span style="font-family: Arial; color: #0000ff;">Facebook page</span></a><span style="font-family: Arial;">. As part of the launch, we thought you might like to </span></span></span><strong><span style="font-family: &quot;Arial&quot;,&quot;sans-serif&quot;; color: #0066cc; font-size: 9pt;">help us in the fight against breast cancer &ndash;</span></strong><em><strong><span style="font-family: &quot;Arial&quot;,&quot;sans-serif&quot;; color: #0066cc; font-size: 9pt;"> at no cost to you!</span></strong></em><a href="http://horizon.cmail4.com/t/y/l/miuuyk/bdidhlthu/y"><br /></a><br /><strong><span style="font-family: &quot;Arial&quot;,&quot;sans-serif&quot;; color: #0066cc; font-size: 10pt;"><span style="color: #666666;">Joining the fight against breast cancer is easy. </span></span></strong></span></p>
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<li class="MsoNormal" style="margin: 0in 0in 0pt; mso-margin-top-alt: auto; mso-margin-bottom-alt: auto; mso-list: l0 level1 lfo1; tab-stops: list .5in;"><span class="copy1"><span style="font-size: 9pt; mso-fareast-font-family: 'Times New Roman';"><a href="http://horizon.cmail4.com/t/y/l/miuuyk/bdidhlthu/j" target="_blank"><span style="color: #666666;"><span style="font-family: Arial;">Simply go to our Facebook page </span></span></a></span></span><span style="mso-fareast-font-family: 'Times New Roman';"></span></li>
<li class="MsoNormal" style="margin: 0in 0in 0pt; mso-margin-top-alt: auto; mso-margin-bottom-alt: auto; mso-list: l0 level1 lfo1; tab-stops: list .5in;"><span style="font-family: Arial;"><span class="copy1"><span style="font-size: 9pt; mso-fareast-font-family: 'Times New Roman';"><span style="color: #666666;">Click the &ldquo;Like&rdquo; button and watch entertaining videos about Timmy and his imaginary friend, Mr. Robert Hendrickson</span></span></span><span style="mso-fareast-font-family: 'Times New Roman';"></span></span></li>
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<p><span style="font-family: Arial;"><span style="color: #666666;"><span class="copy1"><span style="font-size: 9pt;">When you send the videos to a friend, </span></span><strong><span style="font-family: &quot;Arial&quot;,&quot;sans-serif&quot;; color: #0066cc; font-size: 9pt;">we&rsquo;ll make a</span></strong><span class="copy1"><span style="font-size: 9pt;"> </span></span><strong><span style="font-family: &quot;Arial&quot;,&quot;sans-serif&quot;; color: #0066cc; font-size: 9pt;">donation to the Susan G. Komen for the Cure Central and South Jersey Affiliate</span></strong><span class="copy1"><span style="color: #0066cc; font-size: 9pt;">.</span></span><span class="copy1"><span style="font-size: 9pt;"> The more people who view the videos, the more money we&rsquo;ll donate to fight breast cancer. Told you it was easy.</span></span></span></span></p>
<p><span style="color: #666666;"><span class="copy1"><span style="font-size: 9pt;"><span style="font-family: Arial;">If you &ldquo;Like&rdquo; our Facebook page, you&rsquo;ll also receive the latest news from Horizon BCBSNJ and be able to participate in fun activities about our great state and much more. We hope you will join us.</span></span></span><span style="font-family: &quot;Arial&quot;,&quot;sans-serif&quot;; font-size: 9pt;"><br /><br /></span><span style="color: #666666;"><span class="copy1"><span style="font-family: Arial; font-size: small;">P.S. Do you have a favorite boardwalk at the New Jersey shore? </span><a href="http://horizon.cmail4.com/t/y/l/miuuyk/bdidhlthu/t" target="_blank"><span style="font-family: Arial; color: #0000ff; font-size: small;">Check out which ones rate the highest among our members.</span></a></span></span></span></p>
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				<pubDate>2010-06-29 20:33:09 GMT</pubDate>
				<title>Blue Cross Broker Flash - Radiology Pre Auth Reinstated</title>
				<link> http://ktbenefits.com/Carrier_Update.php?item_id=636</link>
				<description><![CDATA[<p class="MsoNormal" style="margin: 0in 0in 0pt;"><span style="font-family: &quot;Calibri&quot;,&quot;sans-serif&quot;; color: #1f497d; font-size: 11pt;">Basically the Pre-Authorization of high tech radiology services will be reinstated effective July 1 but providers won&rsquo;t see denials until September 1.&nbsp; Let your clients know the importance of staying in network and verifying pre authorization procedures.</span></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt;"><span style="font-family: &quot;Calibri&quot;,&quot;sans-serif&quot;; color: #1f497d; font-size: 11pt;">&nbsp;</span></p>]]></description>
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				<pubDate>2010-06-10 08:25:01 GMT</pubDate>
				<title>Horizon BCBSN Brief Notes Volume 19 No 705</title>
				<link> http://ktbenefits.com/Carrier_Update.php?item_id=621</link>
				<description><![CDATA[<p><span style="font-family: &quot;Arial&quot;,&quot;sans-serif&quot;; font-size: 12pt; mso-fareast-font-family: Calibri; mso-fareast-theme-font: minor-latin; mso-ansi-language: EN-US; mso-fareast-language: EN-US; mso-bidi-language: AR-SA;">Attached is Brief Notes Vol 19 No 705 - Walgreens no longer participating in CVS Caremark pharmacy networks.&nbsp;&nbsp;</span><span style="font-family: &quot;Times New Roman&quot;,&quot;serif&quot;; font-size: 12pt; mso-fareast-font-family: Calibri; mso-fareast-theme-font: minor-latin; mso-ansi-language: EN-US; mso-fareast-language: EN-US; mso-bidi-language: AR-SA;"> <br style="mso-special-character: line-break;" /><br style="mso-special-character: line-break;" /></span></p>]]></description>
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				<pubDate>2010-06-07 15:27:34 GMT</pubDate>
				<title>Important - Please Read - SEH Bulletin Released</title>
				<link> http://ktbenefits.com/Carrier_Update.php?item_id=612</link>
				<description><![CDATA[<p class="MsoNormal" style="text-align: justify; margin: 0in 0in 0pt;"><strong><span style="font-family: &quot;Arial&quot;,&quot;sans-serif&quot;; color: navy;"><span style="font-size: small;">As we previously communicated, the SEH Board recently made a determination which will allow carriers to impose carrier-specific participation guidelines and limit the number of plan options that an employer can offer.</span></span></strong></p>
<p class="MsoNormal" style="text-align: justify; margin: 0in 0in 0pt;"><strong><span style="font-family: &quot;Arial&quot;,&quot;sans-serif&quot;; color: navy;"><span style="font-size: small;">&nbsp;</span></span></strong></p>
<p class="MsoNormal" style="text-align: justify; margin: 0in 0in 0pt;"><strong><span style="font-family: &quot;Arial&quot;,&quot;sans-serif&quot;; color: navy;"><span style="font-size: small;">Attached you will find two important documents.&nbsp; The first is Advisory Bulletin 10-SEH-04.&nbsp; This bulletin provides detailed insight into the new SHE guidelines.&nbsp; The second document provides the carrier specific guidelines for all carriers who offer SEH coverage in New Jersey.&nbsp; I would strongly suggest reviewing this document carefully as there are variations among the carriers&rsquo; underwriting guidelines.</span></span></strong></p>
<p class="MsoNormal" style="text-align: justify; margin: 0in 0in 0pt;"><strong><span style="font-family: &quot;Arial&quot;,&quot;sans-serif&quot;; color: navy;"><span style="font-size: small;">&nbsp;</span></span></strong></p>
<p class="MsoNormal" style="text-align: justify; margin: 0in 0in 0pt;"><strong><span style="font-family: &quot;Arial&quot;,&quot;sans-serif&quot;; color: navy;"><span style="font-size: small;">Please let us know if you have any questions about this important topic.</span></span></strong></p>]]></description>
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				<pubDate>2010-05-20 08:03:32 GMT</pubDate>
				<title>Aetna Small Group - Online Bill Payment! </title>
				<link> http://ktbenefits.com/Carrier_Update.php?item_id=585</link>
				<description><![CDATA[<p class="MsoNormal" style="margin: 0in 0in 0pt;"><span style="font-family: &quot;Arial&quot;,&quot;sans-serif&quot;; color: black; font-size: 10pt; mso-fareast-font-family: 'Times New Roman';">Starting this month, our Small Group customers can now pay their monthly premiums online or by calling an automated phone number, 24/7, with no extra charge. This eliminates the need for checks, envelopes and postage while also supplying peace of mind that payments have been received. </span><span style="mso-fareast-font-family: 'Times New Roman';"></span></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt;"><span style="mso-fareast-font-family: 'Times New Roman';"><span style="font-size: small;"><span style="font-family: Times New Roman;">&nbsp;</span></span></span></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt;"><strong><span style="font-family: &quot;Arial&quot;,&quot;sans-serif&quot;; color: navy; font-size: 10pt; mso-fareast-font-family: 'Times New Roman';">Additional payment options</span></strong><span style="font-family: &quot;Arial&quot;,&quot;sans-serif&quot;; color: black; font-size: 10pt; mso-fareast-font-family: 'Times New Roman';"> </span><strong><span style="font-family: &quot;Arial&quot;,&quot;sans-serif&quot;; color: navy; font-size: 10pt;"></span></strong></p>
<p class="style16" style="margin: 5pt 3.75pt 5pt 7.5pt;"><span style="font-family: &quot;Arial&quot;,&quot;sans-serif&quot;; color: black; font-size: 10pt; mso-bidi-font-weight: bold;">Our Small Group customers can now pay their monthly bills by:</span><span style="color: black;"></span></p>
<p class="style16" style="text-indent: -0.25in; margin: 5pt 3.75pt 5pt 0.5in; tab-stops: list .5in;"><span style="font-family: Symbol; color: black; font-size: 10pt; mso-fareast-font-family: Symbol; mso-bidi-font-weight: bold; mso-bidi-font-family: Symbol;">&middot;</span><span style="color: black; font-size: 7pt; mso-fareast-font-family: Symbol; mso-bidi-font-weight: bold;"><span style="font-family: Times New Roman;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span><span style="font-family: &quot;Arial&quot;,&quot;sans-serif&quot;; color: black; font-size: 10pt; mso-bidi-font-weight: bold;">Calling our automated phone number: 1.866.350.7644. Customers will need to provide their bank account and Aetna account information.<br /><br style="mso-special-character: line-break;" /><br style="mso-special-character: line-break;" /></span></p>
<p class="style16" style="text-indent: -0.25in; margin: 5pt 3.75pt 5pt 0.5in; tab-stops: list .5in;"><span style="font-family: Symbol; color: black; font-size: 10pt; mso-fareast-font-family: Symbol; mso-bidi-font-weight: bold; mso-bidi-font-family: Symbol;">&middot;</span><span style="color: black; font-size: 7pt; mso-fareast-font-family: Symbol; mso-bidi-font-weight: bold;"><span style="font-family: Times New Roman;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span><span style="font-family: &quot;Arial&quot;,&quot;sans-serif&quot;; color: black; font-size: 10pt; mso-bidi-font-weight: bold;">Visiting <a href="http://www.aetnamemberresources.com/"><span style="color: #0066cc;">www.AetnaMemberResources.com</span></a>. Customers should click on &ldquo;billing&rdquo; and then look for the section labeled &ldquo;Small Group Employers&rdquo; where employers can provide their Aetna account and bank account information.</span><span style="font-family: &quot;Arial&quot;,&quot;sans-serif&quot;; color: black; font-size: 10pt;"></span></p>
<p class="style16" style="text-indent: -0.25in; margin: 5pt 3.75pt 5pt 0.5in; tab-stops: list .5in;"><span style="font-family: Symbol; color: black; font-size: 10pt; mso-fareast-font-family: Symbol; mso-bidi-font-weight: bold; mso-bidi-font-family: Symbol;">&middot;</span><span style="color: black; font-size: 7pt; mso-fareast-font-family: Symbol; mso-bidi-font-weight: bold;"><span style="font-family: Times New Roman;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span><span style="font-family: &quot;Arial&quot;,&quot;sans-serif&quot;; color: black; font-size: 10pt; mso-bidi-font-weight: bold;">An <a href="http://aetnet.aetna.com/salesweb/documents/home/communication/2010/G14131AetnaRev.pdf"><span style="color: #0066cc;">employer print stuffer</span></a> will be included with the June/July billing statements (attached for your reference, feel free to share with your clients) </span></p>
<p class="style16" style="text-indent: -0.25in; margin: 5pt 3.75pt 5pt 0.5in; tab-stops: list .5in;"><span style="font-family: Symbol; color: black; font-size: 10pt; mso-fareast-font-family: Symbol; mso-bidi-font-weight: bold; mso-bidi-font-family: Symbol;">&middot;</span><span style="color: black; font-size: 7pt; mso-fareast-font-family: Symbol; mso-bidi-font-weight: bold;"><span style="font-family: Times New Roman;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span><span style="font-family: &quot;Arial&quot;,&quot;sans-serif&quot;; color: black; font-size: 10pt; mso-bidi-font-weight: bold;">We&rsquo;ll be adding the web address and pay by phone number to the Small Group billing statements starting in June.</span></p>]]></description>
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				<pubDate>2010-04-06 15:44:34 GMT</pubDate>
				<title>The road to success in PA, DE begins with Aetna wellness</title>
				<link> http://ktbenefits.com/Carrier_Update.php?item_id=535</link>
				<description><![CDATA[]]></description>
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				<pubDate>2010-04-06 15:42:23 GMT</pubDate>
				<title>Health Care Reform Bill Overview</title>
				<link> http://ktbenefits.com/Carrier_Update.php?item_id=533</link>
				<description><![CDATA[]]></description>
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				<pubDate>2010-03-03 08:00:57 GMT</pubDate>
				<title>Important AmeriHealth Reminders - Please read</title>
				<link> http://ktbenefits.com/Carrier_Update.php?item_id=503</link>
				<description><![CDATA[<p class="MsoNormal" style="margin: 0in 0in 0pt;"><span style="font-family: &quot;Arial&quot;,&quot;sans-serif&quot;; color: #1f497d;"><span style="font-size: small;">AmeriHealth has asked KTB to remind brokers of the following important issues:</span></span></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt;"><span style="font-family: &quot;Arial&quot;,&quot;sans-serif&quot;; color: #1f497d;"><span style="font-size: small;">&nbsp;</span></span></p>
<p class="MsoListParagraph" style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in; mso-list: l0 level1 lfo1;"><span style="font-family: Symbol; color: #1f497d; mso-fareast-font-family: Symbol; mso-bidi-font-family: Symbol; mso-bidi-font-weight: bold; mso-bidi-font-style: italic;"><span style="mso-list: Ignore;"><span style="font-size: small;">&middot;</span><span style="font: 7pt &quot;Times New Roman&quot;;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span></span><span style="font-family: &quot;Arial&quot;,&quot;sans-serif&quot;; color: #1f497d;"><span style="font-size: small;">The <strong>25/50/500 Small Group plan option</strong> is primarily designated as a new business option.&nbsp; As a result, AmeriHealth only makes quoting available for this product on the HealthConnect system.&nbsp; AmeriHealth has reminded KTB that they have designated HealthConnect as a new business quoting tool and that they will only accept renewal change requests with rates that have been run on ROAM. &nbsp;Due to the fact that the 25/50/500 plan is not available to be quoted on ROAM (and a renewal change cannot be requested with a HealthConnect quote), <strong><em>any renewal submission with this option must be submitted to KTB at least 8 business days in advance of the renewal submission deadline</em></strong> to allow for Underwriting to develop the quote for this product.&nbsp; <strong><em>AmeriHealth has informed KTB that if the submission is not received at least 8 days prior to the deadline, they will not guarantee the requested change date.</em></strong></span></span></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt;"><strong><em><span style="font-family: &quot;Arial&quot;,&quot;sans-serif&quot;; color: #1f497d;"><span style="font-size: small;">&nbsp;</span></span></em></strong></p>
<p class="MsoListParagraph" style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in; mso-list: l0 level1 lfo1;"><span style="font-family: Symbol; color: #1f497d; mso-fareast-font-family: Symbol; mso-bidi-font-family: Symbol; mso-bidi-font-weight: bold; mso-bidi-font-style: italic;"><span style="mso-list: Ignore;"><span style="font-size: small;">&middot;</span><span style="font: 7pt &quot;Times New Roman&quot;;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span></span><span style="font-family: &quot;Arial&quot;,&quot;sans-serif&quot;; color: #1f497d;"><span style="font-size: small;">Renewals and options for SEH groups that are subject to Federal Mental Health Parity must have renewal options run by Underwriting.&nbsp; As a result, you will need to request options with sufficient lead time to allow for the release of the options/presentation to the group/submission of the paperwork by the submission deadline.&nbsp; Please allow for at least a one week turnaround for all requested options.<strong><em></em></strong></span></span></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt;"><strong><em><span style="font-family: &quot;Arial&quot;,&quot;sans-serif&quot;; color: #1f497d;"><span style="font-size: small;">&nbsp;</span></span></em></strong></p>
<p class="MsoListParagraph" style="text-indent: -0.25in; margin: 0in 0in 0pt 0.5in; mso-list: l0 level1 lfo1;"><span style="font-family: Symbol; color: #1f497d; mso-fareast-font-family: Symbol; mso-bidi-font-family: Symbol; mso-bidi-font-weight: bold; mso-bidi-font-style: italic;"><span style="mso-list: Ignore;"><span style="font-size: small;">&middot;</span><span style="font: 7pt &quot;Times New Roman&quot;;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span></span><span style="font-family: &quot;Arial&quot;,&quot;sans-serif&quot;; color: #1f497d;"><span style="font-size: small;">Renewals for SEH groups with ARRA participation are not being distributed via ROAM.&nbsp; These renewals are being manually developed and distributed by AmeriHealth to KTB.&nbsp; All renewal options must also be developed by Underwriting so please allow for at least a one week turnaround for all requested options.<strong><em></em></strong></span></span></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt;"><strong><em><span style="font-family: &quot;Arial&quot;,&quot;sans-serif&quot;; color: #1f497d;"><span style="font-size: small;">&nbsp;</span></span></em></strong></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt;"><span style="font-family: &quot;Arial&quot;,&quot;sans-serif&quot;; color: #1f497d;"><span style="font-size: small;">Please let us know if you have any questions regarding these issues or if we can be of any assistance.</span></span></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt;"><span style="font-family: &quot;Arial&quot;,&quot;sans-serif&quot;; color: #1f497d;"><span style="font-size: small;">&nbsp;</span></span></p>]]></description>
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				<pubDate>2010-01-25 07:51:41 GMT</pubDate>
				<title>New Services in Aetna's Resource Connection</title>
				<link> http://ktbenefits.com/Carrier_Update.php?item_id=458</link>
				<description><![CDATA[]]></description>
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				<pubDate>2009-12-23 07:15:58 GMT</pubDate>
				<title>HBS -- December 2009 Bulletin</title>
				<link> http://ktbenefits.com/Carrier_Update.php?item_id=440</link>
				<description><![CDATA[<p><span style="font-size: 11pt; font-family: &quot;Calibri&quot;,&quot;sans-serif&quot;; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: Calibri; mso-fareast-theme-font: minor-latin; mso-hansi-theme-font: minor-latin; mso-bidi-font-family: 'Times New Roman'; mso-bidi-theme-font: minor-bidi; mso-ansi-language: EN-US; mso-fareast-language: EN-US; mso-bidi-language: AR-SA;">For your information and reference, attached is the December 2009 issue of the Bulletin, our newsletter for employer groups. </span></p>]]></description>
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				<pubDate>2009-12-08 08:13:15 GMT</pubDate>
				<title>Important news from HealthAmerica 12-04-09</title>
				<link> http://ktbenefits.com/Carrier_Update.php?item_id=418</link>
				<description><![CDATA[]]></description>
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				<pubDate>2009-12-04 07:23:40 GMT</pubDate>
				<title>Updated underlying plans documents</title>
				<link> http://ktbenefits.com/Carrier_Update.php?item_id=413</link>
				<description><![CDATA[<p class="MsoNormal" style="margin: 0in 0in 0pt;"><span style="font-size: 10pt; color: black; font-family: &quot;Tahoma&quot;,&quot;sans-serif&quot;; mso-fareast-font-family: 'Times New Roman';">Good news! Please see the&nbsp;below update. Aetna has adjusted&nbsp;their policy around&nbsp;"underlying plans", and now require&nbsp;the FUNDING ATTESTATION form only&nbsp;for new business cases that&nbsp;have an in-network deductible of $1000 or more (single). Also,&nbsp;they have edited the form to make it easier for clients to understand.&nbsp;</span><span style="mso-fareast-font-family: 'Times New Roman';"></span></p>]]></description>
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				<pubDate>2009-11-12 13:43:52 GMT</pubDate>
				<title>IBC - Why does health isurance Cost So Much?</title>
				<link> http://ktbenefits.com/Carrier_Update.php?item_id=381</link>
				<description><![CDATA[]]></description>
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				<pubDate>2009-11-10 08:23:38 GMT</pubDate>
				<title>HBS Producer News 11-09B -- Health Care Reform Update</title>
				<link> http://ktbenefits.com/Carrier_Update.php?item_id=377</link>
				<description><![CDATA[<p><span style="font-size: 11pt; font-family: &quot;Calibri&quot;,&quot;sans-serif&quot;; mso-fareast-font-family: Calibri; mso-fareast-theme-font: minor-latin; mso-ascii-theme-font: minor-latin; mso-hansi-theme-font: minor-latin; mso-bidi-font-family: 'Times New Roman'; mso-bidi-theme-font: minor-bidi; mso-ansi-language: EN-US; mso-fareast-language: EN-US; mso-bidi-language: AR-SA;">Attached is Producer News 11-09B, which provides an update on national health care reform.<span style="mso-spacerun: yes;">&nbsp; </span></span></p>]]></description>
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				<pubDate>2009-11-03 09:10:53 GMT</pubDate>
				<title>New, consumer-focused ibxpress.com</title>
				<link> http://ktbenefits.com/Carrier_Update.php?item_id=368</link>
				<description><![CDATA[]]></description>
			</item><item>
				<pubDate>2009-10-21 10:48:54 GMT</pubDate>
				<title>Albert Einstein Med Center</title>
				<link> http://ktbenefits.com/Carrier_Update.php?item_id=353</link>
				<description><![CDATA[]]></description>
			</item><item>
				<pubDate>2009-10-13 15:16:44 GMT</pubDate>
				<title>Electing overage dependent coverage</title>
				<link> http://ktbenefits.com/Carrier_Update.php?item_id=339</link>
				<description><![CDATA[]]></description>
			</item><item>
				<pubDate>2009-09-28 13:25:50 GMT</pubDate>
				<title>HBS -- September 2009 Bulletin</title>
				<link> http://ktbenefits.com/Carrier_Update.php?item_id=316</link>
				<description><![CDATA[<p><span style="font-size: 11pt; font-family: &quot;Calibri&quot;,&quot;sans-serif&quot;; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: Calibri; mso-fareast-theme-font: minor-latin; mso-hansi-theme-font: minor-latin; mso-bidi-font-family: 'Times New Roman'; mso-bidi-theme-font: minor-bidi; mso-ansi-language: EN-US; mso-fareast-language: EN-US; mso-bidi-language: AR-SA;">Attached is the September 2009 issue of the Bulletin, our newsletter for employer groups.<span style="mso-spacerun: yes;">&nbsp; </span></span></p>]]></description>
			</item><item>
				<pubDate>2009-08-26 07:25:29 GMT</pubDate>
				<title>New policy regarding the release of Stop-Loss information to outside vendors</title>
				<link> http://ktbenefits.com/Carrier_Update.php?item_id=263</link>
				<description><![CDATA[<p class="MsoNormal" style="margin: 0in 0in 0pt;"><span style="font-size: small; font-family: Calibri;">Effective October 1, 2009, Highmark Blue Shield will be implementing a new policy regarding the release of Stop-Loss information to outside vendors (including a revised format of the report).</span></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt;"><span style="font-size: small; font-family: Calibri;">&nbsp;</span></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt;"><span style="font-size: small; font-family: Calibri;">The change will be implemented as a way of standardizing Stop-Loss reporting within Highmark, Inc.&nbsp; &nbsp;Attached with this email is the standardized format that will be used.&nbsp; If your vendor needs any additional information, such as prognosis information or any additional claim information, a fee for any additional reports will be charged.</span></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt;"><span style="font-size: small; font-family: Calibri;">&nbsp;</span></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt;"><span style="font-size: small; font-family: Calibri;">The standard monthly report will be provided at no cost to the vendor or group; however, a fee will be charged for any more complex ad hoc reports that are requested.</span></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt;"><span style="font-size: small; font-family: Calibri;">&nbsp;</span></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt;"><span style="font-size: small; font-family: Calibri;">Before making these changes, we did consult with other markets to understand what is "standard procedure" and "best practice" when sharing information between the health care carrier and stop-loss carriers.&nbsp; We feel our standard report will be compliant with what the industry would consider to be "standard."</span></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt;"><span style="font-size: small; font-family: Calibri;">&nbsp;</span></p>
<p class="MsoNormal" style="margin: 0in 0in 0pt;"><span style="font-size: small; font-family: Calibri;">If you have any questions, please feel free to contact your group's Highmark Blue Shield client manager for details.</span></p>]]></description>
			</item><item>
				<pubDate>2009-07-28 08:49:25 GMT</pubDate>
				<title>Health eNews - Safety tips, first aid course reimbursement, and more</title>
				<link> http://ktbenefits.com/Carrier_Update.php?item_id=219</link>
				<description><![CDATA[]]></description>
			</item><item>
				<pubDate>2009-07-06 08:53:30 GMT</pubDate>
				<title>Health Advocate Summer Reading - Electronic Personal Health Record Can Reduce Healthcare Costs</title>
				<link> http://ktbenefits.com/Carrier_Update.php?item_id=202</link>
				<description><![CDATA[]]></description>
			</item><item>
				<pubDate>2009-06-25 07:40:54 GMT</pubDate>
				<title>HBS -- June 2009 Bulletin</title>
				<link> http://ktbenefits.com/Carrier_Update.php?item_id=191</link>
				<description><![CDATA[]]></description>
			</item><item>
				<pubDate>2009-05-01 13:33:01 GMT</pubDate>
				<title>Swine Flu-Highmark Communication from Preventive Health Services</title>
				<link> http://ktbenefits.com/Carrier_Update.php?item_id=143</link>
				<description><![CDATA[<p class="MsoPlainText" style="margin: 0in 0in 0pt;"><span style="font-size: small; font-family: Consolas;">Dear Wellness Coordinator,</span></p>
<p class="MsoPlainText" style="margin: 0in 0in 0pt;"><span style="font-size: small; font-family: Consolas;">&nbsp;</span></p>
<p class="MsoPlainText" style="margin: 0in 0in 0pt;"><span style="font-size: small; font-family: Consolas;">The U.S. government today declared the swine flu outbreak a public health emergency. We have developed the following information for you to share with your employees/members. Attached you will find an 8x11-inch flier or 11x17-inch tabloid poster with information about Swine Flu to help keep your workforce and their families healthy.</span></p>
<p class="MsoPlainText" style="margin: 0in 0in 0pt;"><span style="font-size: small; font-family: Consolas;">&nbsp;</span></p>
<p class="MsoPlainText" style="margin: 0in 0in 0pt;"><span style="font-size: small; font-family: Consolas;">(See attached file: Swine Flu Flier-HBS.pdf)(See attached file: Swine Flu</span></p>
<p class="MsoPlainText" style="margin: 0in 0in 0pt;"><span style="font-size: small; font-family: Consolas;">Poster-HBS.pdf)</span></p>
<p class="MsoPlainText" style="margin: 0in 0in 0pt;"><span style="font-size: small; font-family: Consolas;">&nbsp;</span></p>
<p class="MsoPlainText" style="margin: 0in 0in 0pt;"><span style="font-size: small; font-family: Consolas;">(See attached file: Swine Flu Flier-UB.pdf)(See attached file: Swine Flu</span></p>
<p class="MsoPlainText" style="margin: 0in 0in 0pt;"><span style="font-size: small; font-family: Consolas;">Poster-UB.pdf)</span></p>
<p class="MsoPlainText" style="margin: 0in 0in 0pt;"><span style="font-size: small; font-family: Consolas;">&nbsp;</span></p>
<p class="MsoPlainText" style="margin: 0in 0in 0pt;"><span style="font-size: small; font-family: Consolas;">For more information on Swine Influenza A/H1N1, contact the Pennsylvania Department of Health at 1-877-PA-HEALTH or visit </span><a href="http://www.health.state.pa.us/"><span style="font-size: small; color: #0000ff; font-family: Consolas;">www.health.state.pa.us</span></a><span style="font-size: small; font-family: Consolas;">.</span></p>
<p class="MsoPlainText" style="margin: 0in 0in 0pt;"><span style="font-size: small; font-family: Consolas;">&nbsp;</span></p>
<p class="MsoPlainText" style="margin: 0in 0in 0pt;"><span style="font-size: small; font-family: Consolas;">More Swine Flu information is available at:</span></p>
<p class="MsoPlainText" style="margin: 0in 0in 0pt;"><span style="mso-spacerun: yes;"><span style="font-size: small; font-family: Consolas;">&nbsp;&nbsp; </span></span><a href="http://www.dsf.health.state.pa.us/health/site/default.asp"><span style="font-size: small; color: #0000ff; font-family: Consolas;">www.dsf.health.state.pa.us/health/site/default.asp</span></a></p>
<p class="MsoPlainText" style="margin: 0in 0in 0pt;"><span style="mso-spacerun: yes;"><span style="font-size: small; font-family: Consolas;">&nbsp;&nbsp; </span></span><a href="http://www.cdc.gov/swineflu/key_facts.htm"><span style="font-size: small; color: #0000ff; font-family: Consolas;">www.cdc.gov/swineflu/key_facts.htm</span></a></p>
<p class="MsoPlainText" style="margin: 0in 0in 0pt;"><span style="font-size: small; font-family: Consolas;">&nbsp;</span></p>
<p class="MsoPlainText" style="margin: 0in 0in 0pt;"><span style="font-size: small; font-family: Consolas;">You can download PSA&rsquo;s, podcasts, videos and other promotional materials</span></p>
<p class="MsoPlainText" style="margin: 0in 0in 0pt;"><span style="font-size: small; font-family: Consolas;">at:</span></p>
<p class="MsoPlainText" style="margin: 0in 0in 0pt;"><span style="mso-spacerun: yes;"><span style="font-size: small; font-family: Consolas;">&nbsp;&nbsp; </span></span><a href="http://www.cdc.gov/flu/professionals/flugallery/index.htm#nivwflupsa"><span style="font-size: small; color: #0000ff; font-family: Consolas;">http://www.cdc.gov/flu/professionals/flugallery/index.htm#nivwflupsa</span></a></p>]]></description>
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				<pubDate>2009-04-16 07:14:09 GMT</pubDate>
				<title>Important information about self-injectables drug changes</title>
				<link> http://ktbenefits.com/Carrier_Update.php?item_id=128</link>
				<description><![CDATA[<p><span style="font-size: small; font-family: HelveticaNeueLTStd-Md;"></span></p>
<p><strong><span style="font-size: small; font-family: HelveticaNeueLTStd-Md;"><span style="font-size: small; font-family: HelveticaNeueLTStd-Md;">
<p align="left">Independence Blue Cross (IBC) is committed to finding real solutions to complex health care issues facing our customers today so that we can continue to build the good health of our members; provide convenient access to affordable, quality care; and strengthen the health of our community. Our latest initiative addresses the challenges associated with self-injectable medications.</p>
<p align="left">In an effort to provide greater access to self-injectable medications for our members and better manage the cost of these drugs, we are changing the way we cover self-injectable drugs effective January 1, 2010. Below are some questions and answers to help explain these changes and why we are making them.</p>
<p align="left">Please click on the attachment for the full article.</p>
</span></span></strong><span style="font-family: HelveticaNeue-MediumCond;">
<p>&nbsp;</p>
</span></p>]]></description>
			</item><item>
				<pubDate>2009-04-07 20:57:38 GMT</pubDate>
				<title>HBS -- April 2009 Bulletin</title>
				<link> http://ktbenefits.com/Carrier_Update.php?item_id=111</link>
				<description><![CDATA[<p><span style="font-size: 11pt; font-family: &quot;Calibri&quot;,&quot;sans-serif&quot;; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: Calibri; mso-fareast-theme-font: minor-latin; mso-hansi-theme-font: minor-latin; mso-bidi-font-family: 'Times New Roman'; mso-bidi-theme-font: minor-bidi; mso-ansi-language: EN-US; mso-fareast-language: EN-US; mso-bidi-language: AR-SA;">Attached is the April 2009 issue of the Bulletin,&nbsp;Highmark's newsletter for employer groups.<span style="mso-spacerun: yes;">&nbsp; </span></span></p>]]></description>
			</item><item>
				<pubDate>2009-04-07 20:30:53 GMT</pubDate>
				<title>HBS Producer News 04-09A --  ShortTermBlue Information</title>
				<link> http://ktbenefits.com/Carrier_Update.php?item_id=104</link>
				<description><![CDATA[<p><span style="font-size: 11pt; font-family: &quot;Calibri&quot;,&quot;sans-serif&quot;; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: Calibri; mso-fareast-theme-font: minor-latin; mso-hansi-theme-font: minor-latin; mso-bidi-font-family: 'Times New Roman'; mso-bidi-theme-font: minor-bidi; mso-ansi-language: EN-US; mso-fareast-language: EN-US; mso-bidi-language: AR-SA;">Attached is Producer News 04-09A, which provides information regarding ShortTermBlue.<span style="mso-spacerun: yes;">&nbsp; </span>Also, attached are copies of the ShortTermBlue product brochure, application instructions, application and the Producer&rsquo;s Certificate for your immediate use.</span></p>]]></description>
			</item><item>
				<pubDate>2009-04-07 20:30:24 GMT</pubDate>
				<title>HBS Producer News 04-09A --  ShortTermBlue Information</title>
				<link> http://ktbenefits.com/Carrier_Update.php?item_id=103</link>
				<description><![CDATA[<p><span style="font-size: 11pt; font-family: &quot;Calibri&quot;,&quot;sans-serif&quot;; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: Calibri; mso-fareast-theme-font: minor-latin; mso-hansi-theme-font: minor-latin; mso-bidi-font-family: 'Times New Roman'; mso-bidi-theme-font: minor-bidi; mso-ansi-language: EN-US; mso-fareast-language: EN-US; mso-bidi-language: AR-SA;">Attached is Producer News 04-09A, which provides information regarding ShortTermBlue.<span style="mso-spacerun: yes;">&nbsp; </span>Also, attached are copies of the ShortTermBlue product brochure, application instructions, application and the Producer&rsquo;s Certificate for your immediate use.</span></p>]]></description>
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