Individual

Health insurance doesn’t have to be complicated—let us help you find the coverage that fits your needs

Are you:

  • Self-employed
  • In-between jobs for more than three months
  • No longer covered by a parent’s health care plan
  • Unable to get affordable coverage through an employer

Beginning in 2014, the Affordable Care Act includes a mandate for most individuals to have health insurance or potentially pay a penalty for noncompliance. Individuals will be required to maintain minimum essential coverage for themselves and their dependents.

Confused by the complexity of the process? Our consultants are available to assist you in finding the coverage that works best for you or your family.

As you approach age 65, you will want to make sure you understand all your health insurance options.

Everyone has different health care needs, insurance choices, and personal finances. As a result, there are many exceptions to Medicare rules and health insurance guidelines that might apply to your specific situation. Our team of experts will help navigate this often complex, highly specialized process for you, from the comfort of your living room.

When is this type of coverage important?

  • Just turning 65
  • Under 65 Medicare eligible
  • Don’t like current Medicare Supplement plan
  • Carrier is terminating your plan
  • Over 65 but never enrolled in a Medicare Supplement plan
  • Retiring and losing group coverage

Medicare also is available for certain younger people with disabilities and those who have been diagnosed with ESRD.

For general Medicare information, visit medicare.gov.

Medicare in the News

How long would it take you to exhaust your family’s personal savings if you had to pay for the care of a loved one?

The need for long term care can happen to anyone at any time. Long term care refers to services needed primarily for personal care when a person may have lost some or all of their capacity to function due to an illness or disability. Examples include custodial care provided at home, in a nursing home, or in an assisted living facility. Don’t get blindsided by something unexpected. Let us help.